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Ocala Bankruptcy, Real Estate & Foreclosure Attorneys
The Future Belongs To You!
For more than a decade, The Law Offices of Justin McMurray, P.A. has provided excellent counsel and legal representation for bankruptcy, Real Estate and foreclosure defense cases in Ocala and throughout Florida. Our local attorneys focus on the individual needs of the client and prepare each case so that it has the highest possible chance of success. Overwhelming debt drains a person emotionally due to the stress and uncertainty involved, but each Ocala lawyer with our firm will fight tirelessly to protect your assets like your home, vehicles and help you find financial freedom.
Speak with a member of our team today if you are facing foreclosure, having financial problems or if you are considering bankruptcy. Our team of attorneys is recognized for its experience in the field. We have instructed and lectured realtors, mortgage brokers, and other lawyers on Florida real estate issues and have assisted thousands of people in finding relief from their financial stress. In fact, our firm has successes with almost every bank and lender in the field. Mr. McMurray is also a former mortgage banker, giving our team even more insight when handling your case. Speak with a lawyer from our firm today to discuss your options when pursuing bankruptcy or if you are in need of aggressive foreclosure defense or if you simply want to know your options.
Chapter 7 and Chapter 13 Bankruptcy
If you are suffering under extreme debt and cannot imagine being able to get out of default, our attorneys encourage you to consider bankruptcy as an option. Bankruptcy may not be the best choice for everyone, especially when alternatives to bankruptcy are available, but it is not something that should necessarily be avoided, either. Many people will try to tell you terrible things about bankruptcy and your credit; but contrary to popular belief, bankruptcy can give you the fresh start you need to rebuild your credit score. Our firm can assist individuals and couples in taking the means test and filing for Chapter 7 or Chapter 13 bankruptcy. If your business is struggling with debt, we can also assist you in filing for Chapter 11 bankruptcy to reorganize your debts without closing your doors.
Perhaps your consumer rights under the Fair Debt Collection Practices Act (FDCPA) are being violated. If you are being harassed by creditors and debt collectors, then our attorneys can provide aggressive harassed by creditors and debt collectors, our attorneys can provide aggressive Creditor Harassment. We have detailed knowledge of Florida bankruptcy laws and exemptions in Florida, giving us the skill to fight wage garnishment and violations of your rights. There is life after bankruptcy, so contact our firm today to learn how and when to file.
Foreclosure Defense in Ocala, Florida
Florida foreclosure laws are complex in Florida, which is one of many reasons why you should consult with a foreclosure defense attorney immediately if you're at risk of losing your home. Our firm understands the details of the foreclosure process and can provide comprehensive counsel. Whether you need to learn how to avoid foreclosure or how to stop foreclosure that has already begun, we can help. Our attorneys are experienced in real estate law and foreclosure in Ocala and can help you avoid the effects of foreclosure on your credit. You only have 20 days to respond to a notice of foreclosure, so do not wait to consult with a member of our team.
Our firm offers a free initial consultation, so contact our attorneys today to learn if any alternatives to foreclosure are available to you. We can help you negotiate with your lender for a loan modification, making your payments affordable once more so that you can get out of default and avoid foreclosure altogether. We also have experience in short sales and deeds in lieu, which also allow you to avoid the damaging effects of foreclosure. Moreover, our firm can defend clients' rights under the Truth in Lending Act (TILA) and can protect you from predatory lending and other TILA violations.